Capri Insurance

The question that actually matters at an insurance office rarely comes up until something has already gone wrong: is this specific thing covered, or is it not. Brokers in this line typically handle a spread of business: home and tenant coverage, vehicles, travel, and the commercial side for anyone running a shop, a trade or a fleet. What any given office concentrates on varies, and so does whether they can quote across several insurers or work with one.

Two practical notes. Bring more than you think you need to a first appointment: the current policy, the vehicle details, any claims history. And if what you are insuring is at all unusual for the valley, an outbuilding, a seasonal rental, a boat kept down at the Landing, mention it on the phone when you book rather than at the desk. Coverage for the things that only exist in a lake town is exactly where the questions get specific, and it is better to arrive with the answers already in hand than to make a second appointment.