Insurance
Westland Insurance
About Westland Insurance
Insuring property in the Similkameen is not quite the same exercise as insuring a house in a city. Alongside the ordinary business of homes and vehicles sit outbuildings, equipment, crops and the long dry summers of a valley hotter than the Okanagan floor. Westland Insurance works from 531 7th Avenue, in the middle of Keremeos and an easy stop while you are already in the village for something else.
A brokerage is not an insurer. It places your business with the companies it represents, which is why two brokerages in the same town can come back with different answers on the same house. Which lines a given office handles varies, whether that means personal property, vehicles, farm risk, commercial or travel, and so does the mix of insurers standing behind them. That is worth understanding before you assume any single conversation has covered the whole market.
Call 250-499-5714, or start at westlandinsurance.ca, and bring your current policy along rather than working from memory, since the useful comparison is coverage against coverage and not price against price. Questions worth raising in farm country: how outbuildings and equipment are treated, whether a place that stands empty for part of the year needs different terms, what the wildfire and water provisions actually say, and when your renewal date falls, because most of this work is easier done a few weeks before that date than a few days after it.
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