Banks & Credit Unions
Cascadia Credit Union
About Cascadia Credit Union
Farm money moves by the season rather than the month. An orchard or a market garden spends heavily through spring and summer and takes its income in a rush at harvest, which is part of why agricultural districts have long leaned on credit unions, and why one keeps a branch at 715 7th Street in Keremeos. Cascadia Credit Union answers at 250-495-6522, with cascadiacu.com covering the online side of things.
The daily work at a branch this size tends to be the ordinary sort: accounts, deposits, drafts, loan payments, and the paperwork that goes with buying or refinancing a place. More specialised business, farm lending, commercial accounts, investments and estate matters, is often arranged by appointment or handled between a local branch and a specialist elsewhere, so a phone call before you drive in can save you a second trip on another day.
For anyone new to the valley, a few practicalities are worth knowing. Bring proper identification when you open an account, and bring more than one piece if you can. Ask what can be completed on the spot as against what has to be sent away, particularly for anything involving a farm property or a business. Ask about telephone and online service too, because in a valley where the next town of any size is a genuine drive, being able to handle routine banking without leaving the orchard is worth more than it sounds.
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